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Load shedding and power surges are not the same insurance risk. Learn how surge damage, solar systems, backup power, compliance and policy limits can affect your home cover.

Leaving a home empty for an extended period can change the insurance risk. Learn how unoccupancy can affect theft, water damage, security requirements and policy conditions.

Valuable jewellery may need more than standard contents cover. Learn why specifying items, keeping valuations updated and understanding all-risks cover can matter at claim stage.

Car hire after an accident is not always automatic. Learn when it may apply, how long it can last, what vehicle you may receive, and which costs can still be yours.

Underinsurance can reduce a home or contents claim even when the loss is only partial. Learn about replacement value, average, inflation and keeping your sums insured up to date.

Electric vehicles introduce different insurance considerations, from battery costs and specialist repairs to home charging equipment and towing requirements.

Remote jamming can leave a vehicle unlocked even after you press the remote. Learn how it works, how it may affect theft claims, and simple ways to reduce the risk.

Home security can influence contents insurance pricing, conditions and theft-related claims. Learn why alarms, armed response, safes and accurate disclosure matter.

Your vehicle is only one part of motor insurance pricing. Discover the other factors insurers consider, from driver profile and location to usage, claims history and excesses.

Solar panels, inverters and batteries can change the value and risk profile of your home. Here’s what South African homeowners should check with their insurer before and after installation.

Insurance is about more than the monthly premium. Learn how a broker helps you understand cover, manage risk and avoid costly surprises at claim stage.